Buying a house in Dubai (2025 Guide) Process 

Purchasing a house in Dubai is a new lifestyle and a business move. No property tax, world-class infrastructure, and a thriving rental market are some of the attraction factors of homeowners and international investors at Dubai. However, novice buyers or international investors need to know the procedure of purchasing a house in Dubai.  

Our company Invesca Real Estate is one of the most reputed property agents in Dubai , which makes the whole process of finding a property to the actual ownership of a property very easy. This is your overall blueprint of purchasing a home in Dubai in 2025.  

1. Choose the Right Type and location of property  

Dubai has a great selection of property:  

• Apartments
• Townhouses
• Villas
• Penthouses  

Whether to buy as an individual, or as an investor, it is quite important to get the right location.  

Top Locations in 2025:  

1. On Investment: JVC, Arjan, Business Bay.
2. When it comes to Family Living: Al Furjan, Damac Hills.
3. In the case of Luxury Lifestyle: Palm Jumeirah, Downtown Dubai, Dubai Marina.  

🟢   Search Invesca.ae and use the advanced search to learn more and refine the results in accordance with your preferences.  

2. Confirm Your Eligibility  

Individuals who are not residents, expats, and foreigners can purchase properties in Dubai . These areas include:  

• Dubai Marina
• JVC
• Downtown
• Business Bay
• Arjan
• Al Furjan  

You do not require a residence visa to purchase, but the investment in the property (AED 2 million or more) can assist you in receiving Dubai Golden Visa.  

3. Budget Planning and Mortgage Choices.  

When you have chosen the area, budget:  

1. UAE Residents: Up to 80% mortgage
2. Non-Residents: Up to 50% mortgage
3. Loan tenure: up to 25 years  

Smart Tip:    Invesca  assists consumers in acquiring pre-approved mortgages via our banking partners in order to simplify the process.  

4. Get the best Property Agent to Start Your Property Search in Dubai.  

Your real estate agent is very instrumental in assisting you:  

• Find the right house
• Negotiate pricing
• Understand documentation
• Avoid hidden risks  

🏡    Invesca Real Estate  boasts of dozens of homeowners and investors who have rated it the best property agents in Dubai. We offer:  

1. Verified listings
2. Personalized tours
3. Real-time price trends
4. Investment return analysis  

According to Invesca real Estates, explore the most recent homes sale in Dubai.  

5. Make an Offer & Sign Form F  

When you have located your dream house:  

• You present an offer by way of your agent.
• After the acceptance of the offer both parties sign Form F (Agreement of Sale).
• Buyer makes a 10% deposit as security in the property.  

Such a form is reputed with the Dubai Land Department (DLD) to attain the deal.  

6. Acquire a No Objection Certificate (NOC).  

To make the transfer, the seller must obtain a  No Objection Certificate (NOC)  of the developer.  

🏢   NOC confirms that:  

• No outstanding service charges.
• The developer accepts the sale.  

Invesca gets in touch with developers to expedite this process.  

7. Dubai Land Department Final Ownership Transfer.  

This is the final legal step:  

• The two parties pay a visit to an office of a Trustee that is approved by DLD.
• The purchaser makes the cheque of a manager (final payment).
• Title deed is given in the name of the buyer.  

🎉   Congratulations! You are now the legal Dubai homeowner.  

8. Property Management and after sales service.  

After the purchase, you can:  

• Immediate movement (ready units)
• Rent it towards passive income.
• Request a long-term visa (where necessary)  

🛠️   Invesca also offers:  

1. Property management
2. Tenant placement
3. Maintenance services
4. Investment ROI tracking  

Buying a House in Dubai Costs.  

The following is a breakdown of the common expenses:  

Expense  

Approximate Cost  

DLD Registration  

4% of property price  

NOC Fee (Developer) - AED 500 – AED 5,000  

Transfer/Trustee Fee - AED 4,000 – AED 5,000  

Real Estate Commission - 2% + VAT  

Mortgage Fee (if any) - ~1% of loan amount  

✅   Invesca is offering a full cost sheet, not closing the deal, with no surprises.  

Lawful Advice When purchasing in Dubai.  

It is always advisable to transact business with an agent who is licensed by RERA such as Invesca.  

Filled with DLD official forms (Form A and F).  

Conduct due diligence on ownership of property.  

Pay not in cash, but in manager cheque or escrow.  

All the documentation that is provided by our legal consultants is fully compliant with Dubai law.  

Pros of Purchasing a Home in Dubai in 2025.  

• Our 100 per cent Foreign Direct Investment (in freehold zones)
• None of property tax or capital gains tax per annum.
• High rental yields (6–10%)
• Solid and increasing real estate market.
• Golden Visa eligibility  

As the worldwide demand grows and capitals gain high values, a house purchase in Dubai is still one of the best investments to make by 2025.  

Dubai: Buy Your Dream Home using the best property agent.  

You need a family home or a vacation home, or maybe a high-return rental investment, the way Invesca Real Estate will ensure your road is smooth, safe, and prosperous.  

Visit  www.invesca.ae to see our live listings or call a certified consultant.  

Call us to schedule a free consultation and customized recommendations to buy a property.